• Applicant score - a recommended credit rating. Highly predictive risk scores are unique. The score indicates the likelihood of the applicant defaulting on their rental payments.

 

• Adverse History - Public information check for CCJ, Bankruptcy and voluntary arrangements.

 

• Fraud Check - Score on fraud potential.

 

• Linked addresses - Picks up any previous addresses not reported for verification.

 

• Same day report - this report will come back within 4 hours.

 

• Authentication of ID - incorporates Voters Roll check and date of birth verification.

 

• Decision - Experienced recommendation based upon factors above.

 

• Landlord/ agent reference - Previous landlord/agent is contacted to establish whether there were payment issues or if any dilapidation was recorded.

 

• Employers reference - Where the applicant is employed, self employed or retired, income and employment status validation (position, contract, duration) using reference or supporting documentation.

 

• 24 hour response - (referees permitting)

 

• Affordability - of the rental share using the income validated by the income referee

 

• Decision - Experienced recommendation based upon factors above. • Credit search as above

• Full reference as above

 

• Rent guarantee

 

• Legal expenses

 

• Property Damage cover

 

• Renewable cover

 

• Excess equal to 1 month rent

 

• Free guarantor reference (if required)

 

6 Months: £60 (+IPT 5%) + Full Reference

 

12 Months: £99 (+IPT 5%) + Full Reference